Changing Mortgages For Good
We’ve been a finalist in the prestigious British Mortgage Awards 2020, as well as winning the best complex broker in 2018, 2019 in the British Specialist Awards.
Safe & Secure
We are regulated by the Financial Conduct Authority
No call centres. No 'faceless' experts. You'll have a personal adviser helping you find the best mortgage for your situation — from start to finish.
Quick & Easy
We are on your side. Our job is to help and guide you through the whole mortgage process making it simple and smooth as possible.
We've helped thousands of people find the best mortgage for their situation, and have been rated excellent on independent review sites.
No Upfront Fees
After our chat, you're free to walk away. Feel relaxed knowing there is zero obligation to proceed with Mortgage Thoughts.
More Choice, Better Options
We work with over 80 lenders and have mortgages that some people don't even know exist
Award Winning Mortgage Advisors
FINALIST for the "best complex credit mortgage broker" award 2020
WINNER of the "best complex credit mortgage brokers" 2018 & 2019
SHORTLISTED by MoneyAge for "Mortgage Broker of the Year" 2016 & 2017
NAMED as VouchedFor's "Top Rated Professional" in The Telegraph, 2016
Meet Our Team
Over 50% of bad credit mortgages aren’t available to you directly and are only through specialist brokers. We only work on the tricky stuff and help where others won’t.
Rob and Steph worked very hard to get me and my husband a good re-mortgage deal. This is the second time we have used Mortgage thoughts and we will definitely be using them again in the future. Excellent service.
We are highly rated!
4.93 out of 5
Mortgage Thoughts Limited Registered Office: 14 Park Square East, Leeds, LS1 2LF. Registered Company Number: 09528880 Registered in England & Wales.
Authorised and regulated by the Financial Conduct Authority. Financial Services Register No 943629. See more at https://register.fca.org.uk/. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK
Our mortgage eligibility tool is operated by Lending Score (a third party) on behalf of Mortgage Thoughts. It is designed to give you an indication of how likely you are to be accepted, should you make a full application for a particular mortgage deal. Your eligibility is determined by a high-level check of your credit record and the additional information you have provided. This does not constitute an offer of credit, and you may be referred or declined once a full assessment of your application has been completed. By providing you with an indicative comparison of mortgage products and the likelihood of you being able to obtain those mortgage products, we don’t look at whether the mortgage is suitable for you and your financial needs. The mortgage eligibility service is not, and should not be construed as, a recommendation, financial or other professional advice. Professional advice should always be sought before taking action. This can be obtained by contacting one of our qualified advisors.
It is important to note that our online mortgage eligibility service only covers a small number of lenders and there are other products available. By contacting one of our advisors we will be able to check your eligibility with a more comprehensive panel of lenders.
Your home may be repossessed if you do not keep up with repayments on your mortgage. Think carefully before securing other debts against your home. You may have to pay an early repayment charge to your existing lender if you remortgage.