MORTGAGES

WITH YOU IN MIND

Award-winning straightforward Mortgage Advice

Excellent

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4.93 Average rating

Changing Mortgages For Good

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Experts

We’ve been a finalist in the prestigious British Mortgage Awards 2020, as well as winning the best complex broker in 2018, 2019 in the British Specialist Awards.

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Safe & Secure

We are regulated by the Financial Conduct Authority

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Personal Service

No call centres. No 'faceless' experts. You'll have a personal adviser helping you find the best mortgage for your situation — from start to finish.

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Quick & Easy

We are on your side. Our job is to help and guide you through the whole mortgage process making it simple and smooth as possible.

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Trusted

We've helped thousands of people find the best mortgage for their situation, and have been rated excellent on independent review sites.

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No Upfront Fees

After our chat, you're free to walk away. Feel relaxed knowing there is zero obligation to proceed with Mortgage Thoughts.

More Choice, Better Options

We work with over 80 lenders and have mortgages that some people don't even know exist

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Award Winning Mortgage Advisors

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FINALIST for the "best complex credit mortgage broker" award 2020

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WINNER of the "best complex credit mortgage brokers" 2018 & 2019

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SHORTLISTED by MoneyAge for "Mortgage Broker of the Year" 2016 & 2017

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NAMED as VouchedFor's "Top Rated Professional" in The Telegraph, 2016

luke, founder and mortgage advisor

  Luke 
Mortgage Advisor

rob wells, mortgage advisor

Rob
Mortgage Advisor

michael budzak, mortgage advisor

Michael
Mortgage Advisor

Shelagh dixon, mortgage advisor

Shelagh
Mortgage Advisor

rob wood, mortgage coordinator

Rob
Mortgage Coordinator

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Pete
Mortgage Advisor

kennedy, case handler

Kennedy
Case Handler

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Ana
Case Handler

hayley, marketing manager

Hayley
Marketing

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Daniel
Case Handler

Meet Our Team

See what we can do for you! 100% obligation-free.

Try our Mortgage Eligibility Tool

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Compare mortgages and see your chance of approval with selected lenders

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Use our eligibility tool to see your results

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It's free and won't affect your credit score

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Your home may be repossessed if you do not keep up with repayments on your mortgage

Image by Christina @ wocintechchat.com
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R. Blacknell

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Rob and Steph worked very hard to get me and my husband a good re-mortgage deal. This is the second time we have used Mortgage thoughts and we will definitely be using them again in the future. Excellent service.

Reviewing Proposal

We are highly rated!

4.93 out of 5

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