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Why us

At Mortgage Thoughts, we know a mortgage is more than just a loan; it is getting a family home, an investment, a space to grow – that’s why we do everything possible to help you get a "Yes". 

You are more than just a number or a credit score and that is why we take our time to listen, and once we have understood your requirements we'll work hard to find the best deal for your situation.

About Mortgage Thoughts


Mortgage Thoughts was born!

the first mortgage through Mortgage Thoughts was completed

our team grew, taking on new advisors

we moved into our first official office at Queen Street, Leeds


we were named as VouchedFor's "Top Rated Professional" in the Telegraph

we were shortlisted by MoneyAge for "Mortgage Broker of the Year"


we were shortlisted again by MoneyAge for "Mortgage Broker of the Year"


we won one of the biggest awards in finance, "Best Complex Mortgage Advisor", awarded by The British Specialist Lending Awards


we won "Best Complex Mortgage Advisor" for a second time, awarded by The British Specialist Lending Awards

we arranged over a £100,000,000 worth of mortgages



with a growing team, we relocated to a new office on Park Square, Leeds

we were a finalist for the "Best Complex Credit Mortgage Broker" award at the British Mortgage Awards

our new mortgage eligibility checker tool launched



we took on two employees through the Government's Kickstarter scheme

we adopted two office dogs, Orla and Apollo

you get a mortgage with Mortgage Thoughts!

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Mortgage Thoughts Limited Registered Office: 14 Park Square East, Leeds, LS1 2LF. Registered Company Number: 09528880 Registered in England & Wales.
Authorised and regulated by the Financial Conduct Authority. Financial Services Register No 943629. See more at The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

Our mortgage eligibility tool is operated by Lending Score (a third party) on behalf of Mortgage Thoughts. It is designed to give you an indication of how likely you are to be accepted, should you make a full application for a particular mortgage deal. Your eligibility is determined by a high-level check of your credit record and the additional information you have provided. This does not constitute an offer of credit, and you may be referred or declined once a full assessment of your application has been completed. By providing you with an indicative comparison of mortgage products and the likelihood of you being able to obtain those mortgage products, we don’t look at whether the mortgage is suitable for you and your financial needs. The mortgage eligibility service is not, and should not be construed as, a recommendation, financial or other professional advice. Professional advice should always be sought before taking action. This can be obtained by contacting one of our qualified advisors.

It is important to note that our online mortgage eligibility service only covers a small number of lenders and there are other products available. By contacting one of our advisors we will be able to check your eligibility with a more comprehensive panel of lenders.

Your home may be repossessed if you do not keep up with repayments on your mortgage. Think carefully before securing other debts against your home.  You may have to pay an early repayment charge to your existing lender if you remortgage.

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