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Compare Bad Credit Mortgages

quick & easy. no impact on your credit score.

Use Our Mortgage Eligibility Checker

  • Analyses your credit history

  • Checks against specialist lender criteria

  • Highlights monthly repayments

  • Determines the likelihood of being accepted for each

Peppermoney

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Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

Kent Reliance

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

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Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

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Precise Mortgages

NatWest

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

NatWest-logo.jpg

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

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The Mortgage Lender

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

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Kensington

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

Halifax

halifax.webp

Initial Rate

APRC

Monthly repayment

Product Fee

4.5% fixed for 2 years

Representative Example

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 27 months at 1.99% and then reverting to 5.70% variable for remaining term. 27 monthly payments of £846.74 and 273 monthly payments of £1,216. The total amount payable would be £356,027.98 made up of the loan amount, interest £154,829.98 and a product fee £998 and valuation fee £0. The overall cost for comparison is 5.10% APRC representative. XXXXX NOT ACCURATE JUST COPIED XXXXX

£998

4.9%

£613.39

Bluestone

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Your home may be repossessed if you do not keep up with repayments on your mortgage.

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Mortgage Thoughts Limited is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 14 Park Square East, Leeds, LS1 2LF. Registered Company Number: 09528880 Registered in England & Wales.

Our mortgage eligibility tool is operated by Lending Score (a third party) on behalf of Mortgage Thoughts. It is designed to give you an indication of how likely you are to be accepted, should you make a full application for a particular mortgage deal. Your eligibility is determined by a high-level check of your credit record and the additional information you have provided. This does not constitute an offer of credit, and you may be referred or declined once a full assessment of your application has been completed. By providing you with an indicative comparison of mortgage products and the likelihood of you being able to obtain those mortgage products, we don’t look at whether the mortgage is suitable for you and your financial needs. The mortgage eligibility service is not, and should not be construed as, a recommendation, financial or other professional advice. Professional advice should always be sought before taking action. This can be obtained by contacting one of our qualified advisors

 

It is important to note that our online mortgage eligibility service only covers a small number of lenders and there are other products available. By contacting one of our advisors we will be able to check your eligibility with an unrestricted panel of lenders.

 

Our fee is based on the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. If you would like to proceed our fee would never be more than £1495, which is only payable once a mortgage has been offered.

 

Your home may be repossessed if you do not keep up with repayments on your mortgage.